Getting Started

Since 2008, more than 30,000 homeowners in the Charlotte area received a foreclosure notice and the majority never considered a short sale as the alternative to foreclosure.  If a mortgage modification is not right for you, a short sale may be the best alternative. A short sale allows the homeowner to sell their home for less than what is owed on the mortgage.  The real estate fees, taxes, and seller's closing costs are all absorbed by the lender.  This is a great alternative for homeowners who are facing the prospect of missing mortgage payments due to a reduction in pay or

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Required Documents

Mortgage and down payment

The following documents are required in order to initiate a short sale.  Prior to listing and to contacting your lender, gather these documents so that you have them at the ready for HAFA, Co-op, or FHA PFS pre-qualification. W2 Employees: 2 … READ MORE

Short Sale FAQ

Q. Do I  need to miss A mortgage payment for a short sale? A. Absolutely Not!  If you have a documented hardship and are in imminent danger of default, there is no need to intentionally miss mortgage payments.  Be wary of anyone who recommends … Read more

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